Last Updated: June 8, 2026
This document establishes the Legal Notice and Terms of Service regulating the access, browsing, and use of the website located at the URL https://www.worlcalc.org (hereinafter, the “Website”).
By accessing or using this Website, you (hereinafter, the “User”) expressly, fully, and unreservedly accept all the provisions contained herein. If you do not agree with these terms, you must refrain from accessing and using the Website.
1. IDENTIFYING INFORMATION AND OWNERSHIP
In compliance with transparency and information obligations, the owner and administrator of this Website is identified as follows:
- Website Name / Brand: Financial Calculators
- Owner / Responsible Party: Francesc Roig Sabates
- Tax ID / Registration Number: 46653016t
- Registered Address / Location: Phuket/Thailand
- Contact Email: contact@worldcalc.org
2. OBJECT AND SCOPE OF APPLICATION
The purpose of this Website is to provide Users with information, content, tools, and resources related to Financial calculators. These terms regulate both the free access to information and any interactions the User may perform within the Website.
3. CONDITIONS OF USE AND USER RESPONSIBILITY
The User agrees to make appropriate, lawful, and diligent use of the Website, in accordance with the law, morality, and public order. The User strictly agrees not to employ the Website to:
- Engage in illegal activities, illicit acts, or conduct contrary to good faith and public order.
- Disseminate content or propaganda of a racist, xenophobic, pornographic-illegal nature, advocating terrorism, or violating human rights.
- Cause damage to the physical and logical systems of the Website, its providers, or third parties, including the introduction or spread of computer viruses or malware.
- Attempt to access and, where applicable, use the email accounts of other users or modify their messages.
- Perform automated data extraction activities (scraping, data mining, or similar techniques) without explicit written consent from the Owner.
The Owner reserves the right to remove any comments or contributions that violate respect for human dignity or that, in their judgment, are not suitable for publication.
4. INTELLECTUAL AND INDUSTRIAL PROPERTY
All content displayed on this Website—including but not limited to texts, articles, source code, graphics, images, logos, icons, designs, navigation structures, and databases—is the exclusive property of the Owner or third parties who have legitimately authorized its inclusion.
- Prohibition of Reproduction: Any reproduction, distribution, public communication, transformation, or exploitation of any part of this Website for commercial purposes, on any medium and by any technical means, is expressly prohibited without prior, express, and written authorization from the Owner.
- Personal Use: The User is granted only a limited, non-exclusive, and revocable license to view the content strictly for personal and private use.
5. EXCLUSION OF WARRANTIES AND LIABILITY
The Owner makes every technical effort to ensure the availability and correct operation of the Website. However, the content is provided “as is” and “as available”, without warranties of any kind:
- Technical Availability: The Owner does not guarantee the absence of interruptions, delays, or errors in accessing the Website caused by power grid failures, telecommunications issues, or maintenance independent of the Owner’s control.
- Accuracy of Content: The information published is for general informational purposes only. The Owner is not responsible for decisions made by the User based on such information, nor for typographical errors or omissions.
- Digital Safety: The Owner is not liable for any damages caused to the User’s software or hardware resulting from accessing the Website or downloading any files available on it.
6. THIRD-PARTY LINKS AND ADVERTISING (GOOGLE ADSENSE)
This Website may include links to third-party websites (hyperlinks) or display advertisements managed by external networks, specifically Google AdSense.
- Independence of Linked Sites: The Owner exerts no control over, and assumes no responsibility for, the content, privacy policies, cookies, or practices of third-party websites. Accessing them is at the User’s sole risk.
- Advertising Cookies: The User is hereby informed that third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this website or other websites on the Internet. For detailed information regarding how this data is processed, the User must consult our Privacy Policy and Cookies Policy.
7. MODIFICATIONS AND DURATION
The Owner reserves the right to make unannounced modifications to the Website as deemed appropriate, including changing, deleting, or adding content and services, as well as the way they are presented or located.
The validity of these terms is determined by their exposure on the Website, and they will remain in effect indefinitely until modified by other duly published terms.
8. GOVERNING LAW AND JURISDICTION
These terms and conditions are governed by the current legislation of Thailand. For the resolution of any judicial controversy or dispute arising from the interpretation or application of these terms, both parties expressly agree to submit to the jurisdiction of the courts of the city of Phukat/Thailand, waiving any other jurisdiction that may correspond to them.